Posted on 18th Apr, 2017 by Dominic Benabda
Crash for cash schemes are still a big problem on Britain’s roads, estimated to account for almost half of motor insurance fraud. The term refers to when criminals deliberately engineer a crash in order to claim on an innocent motorist’s insurance. HGV drivers have been amongst those regularly targeted in crash for cash schemes, partially due to their increased stopping distance. So, how can you avoid becoming a victim?
There are three types of crash for cash schemes, but only one involves framing innocent motorists. These sorts of collisions are known as ‘induced accidents’, and are estimated to cost law-abiding motorists around £50 a year on their insurance, equating to millions of pounds nationally.
Usually, when one car crashes into another in front of it, it’s the driver behind who is typically deemed to be at fault. Therefore, criminals trying to cause these sorts of accidents adopt a set of reasonably predictable tactics. If you know what to look for, spotting a vehicle using these tactics can help you avoid being caught up in a crash for cash scheme.
You should always beware of:
What can you do?
Vision Techniques have developed a number of products to help guard against fraud. Amongst these are VT Record, which can cover the front, rear and side of your HGVs. This means that if any incidents happen in the vicinity of your vehicle – or if it’s directly involved in one – you have irrefutable proof of the chain of events that led up to the collision.
Similarly, VT Crashcam is also designed with this specific purpose in mind. It provides continual 1080p HD footage that constantly overwrites itself, allowing it to continue recording without human input. In the event of a crash, you can immediately retrieve the footage that will exonerate your vehicle and driver, making it a valuable resource against fraudulent claims.
This can save you the hassle and stress of legal battles, as well as all the potential costs they can incur. You can buy them from our website – or if you need any help or advice, you can call us on 01254 679 717.
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